Selecting the right bike insurance policy in Malaysia consists of analyzing a number of elements, like protection solutions, premiums, customer care, and extra Positive aspects made available from diverse insurers. This manual compares some of Malaysia's top rated motorcycle insurance policy vendors to assist you make an educated selection that satisfies your Driving wants and finances.
1. Allianz Malaysia Berhad
Protection Alternatives: Allianz Malaysia features extensive protection solutions tailored to safeguard both of those riders and their bikes. Their procedures typically involve:
Third-Social gathering Legal responsibility: Handles damages and injuries brought on to Some others in an accident.
Personal Hurt: Handles maintenance or substitute expenses to your bike due to incidents, fireplace, or theft.
Personalized Accident: Offers payment for bodily personal injury or death resulting from a mishap.
More Added benefits: Roadside help, medical bills, and much more.
Rates and Discount rates: Allianz Malaysia provides aggressive rates with chances for reductions dependant on Protected Driving information, multiple procedures, and membership affiliations.
Customer Service: Noted for effective promises processing and great customer assist.
2. AXA Affin Standard Insurance coverage Berhad
Protection Alternatives: AXA Affin offers adaptable motorbike insurance programs with comprehensive protection, which include:
Third-Occasion Legal responsibility: Addresses lawful liabilities for bodily damage or home damage to Some others.
Personal Problems: Covers mend costs on your bike in mishaps, theft, or purely natural disasters.
Individual Incident: Provides coverage for accidental Dying or bodily damage.
Rates and Reductions: AXA Affin presents competitive rates and discounts for Risk-free riders, loyalty programs, and bundling policies.
Customer support: Responsible customer service by using a person-pleasant statements system and 24/7 help.
three. Etiqa Coverage Berhad
Protection Possibilities: Etiqa delivers motorcycle coverage designs made to guard riders comprehensively, including:
Third-Social gathering Legal responsibility: Coverage for authorized liabilities arising from incidents.
Own Injury: Defense versus restore or alternative prices for your motorbike.
Personalized Incident: Coverage for injuries or Demise ensuing from incidents.
Extra Rewards: Roadside guidance, medical costs, and loss of components.
Rates and Discounts: Etiqa gives aggressive rates with bargains for Secure riders, multi-coverage holders, and a lot more.
Customer care: Noted for responsive customer service and effective statements managing.
four. Liberty Insurance Berhad
Coverage Alternatives: Liberty Insurance policies presents bike insurance coverage programs with A selection of protection selections, together with:
Third-Celebration Liability: Coverage for authorized liabilities ensuing from mishaps.
Individual Destruction: Covers repair fees for your personal motorcycle as a result of mishaps or theft.
Own Accident: Gives payment for bodily harm or Demise ensuing from mishaps.
Premiums and Bargains: Competitive premiums with discount rates obtainable for Harmless riders, plan renewals, and loyalty programs.
Customer Service: Liberty Insurance coverage is acknowledged for outstanding customer support and prompt statements settlement.
five. Zurich Standard Insurance policies Malaysia Berhad
Protection Options: Zurich Malaysia presents extensive bike insurance policies ideas with the subsequent coverage selections:
Third-Social gathering Liability: Addresses authorized liabilities for bodily harm or residence harm to Some others.
Individual Destruction: Handles maintenance or substitution expenditures in your bike resulting from incidents, motorbike insurance theft, or fireplace.
Personalized Accident: Delivers coverage for accidental death or bodily injuries.
Premiums and Special discounts: Competitive premiums with discounts for safe riders, multi-policy holders, and marketing features.
Customer support: Zurich Malaysia presents reputable customer support with a straightforward statements process and 24/7 aid.