Selecting the best bike coverage in Malaysia will involve assessing numerous factors, together with protection choices, rates, customer support, and additional Gains made available from distinctive insurers. This information compares a few of Malaysia's major motorbike insurance coverage vendors to assist you to make an knowledgeable decision that satisfies your Using requirements and finances.
1. Allianz Malaysia Berhad
Coverage Possibilities: Allianz Malaysia provides in depth coverage options customized to guard both of those riders and their bikes. Their procedures usually include things like:
Third-Bash Legal responsibility: Covers damages and accidents induced to Other individuals in an accident.
Possess Harm: Handles restore or substitution fees for your personal motorbike as a consequence of accidents, fireplace, or theft.
Private Incident: Gives payment for bodily injuries or Dying resulting from a collision.
Further Benefits: Roadside support, medical bills, and more.
Rates and Discounts: Allianz Malaysia delivers competitive rates with options for bargains depending on Harmless riding data, numerous procedures, and membership affiliations.
Customer Service: Recognized for economical statements processing and fantastic consumer guidance.
2. AXA Affin Standard Insurance Berhad
Coverage Selections: AXA Affin provides versatile motorcycle insurance policy designs with complete protection, including:
Third-Bash Liability: Addresses lawful liabilities for bodily damage or residence harm to others.
Possess Damage: Addresses maintenance fees for your personal motorcycle in mishaps, theft, or pure disasters.
Personalized Incident: Presents coverage for accidental Dying or bodily damage.
Premiums and Bargains: AXA Affin offers aggressive rates and reductions for Risk-free riders, loyalty programs, and bundling guidelines.
Customer support: Responsible customer service using a consumer-pleasant promises process and 24/7 assist.
three. Etiqa Insurance coverage Berhad
Coverage Selections: Etiqa offers motorcycle insurance policies designs designed to safeguard riders comprehensively, like:
3rd-Party Liability: Coverage for lawful liabilities arising from incidents.
Own Injury: Defense versus repair or substitute fees in your bike.
Personal Accident: Coverage for accidents or Demise ensuing from incidents.
Extra Rewards: Roadside support, clinical fees, and loss of add-ons.
Premiums and Discount rates: Etiqa delivers competitive premiums with special discounts for Risk-free riders, multi-coverage holders, plus much more.
Customer care: Known for responsive customer support and successful statements dealing with.
four. Liberty Insurance plan Berhad
Protection Options: Liberty Insurance provides motorbike insurance policies strategies with A selection of protection motorbike insurance solutions, together with:
Third-Party Liability: Coverage for legal liabilities resulting from accidents.
Personal Injury: Addresses fix charges on your motorbike resulting from incidents or theft.
Particular Incident: Presents compensation for bodily personal injury or Dying ensuing from incidents.
Rates and Bargains: Aggressive rates with bargains obtainable for safe riders, plan renewals, and loyalty plans.
Customer support: Liberty Insurance plan is identified for great customer care and prompt promises settlement.
five. Zurich Typical Coverage Malaysia Berhad
Protection Solutions: Zurich Malaysia presents in depth bike coverage options with the subsequent protection possibilities:
3rd-Get together Legal responsibility: Addresses legal liabilities for bodily damage or home damage to Other people.
Personal Damage: Covers repair or substitution prices for your bike as a consequence of incidents, theft, or hearth.
Personalized Accident: Provides coverage for accidental death or bodily injury.
Rates and Savings: Aggressive rates with special discounts for Protected riders, multi-policy holders, and promotional features.
Customer care: Zurich Malaysia delivers trustworthy customer service with a straightforward promises course of action and 24/seven help.